Why It Matters

Financial literacy is not a luxury — it is a foundation. Yet for too many young people in underserved communities, it is never taught. Not at school. Not at home. The result is a cycle of avoidance, anxiety, and missed opportunity that compounds over a lifetime.

Closing the Wealth Gap breaks that cycle. By meeting young people at every stage — middle school, high school, college — the program builds financial knowledge before habits calcify, shifts the financial culture of entire households, and equips first-generation students to make confident decisions at the exact moment those decisions matter most.

Financial Literacy • Economic Security • Generational Wealth

How It Works

Closing the Wealth Gap meets young people at three critical moments in their financial development — middle school, high school, and college — with programming designed specifically for where they are and what they need next.

Students engage through an interactive textbook available in English and Spanish, video content, in-class facilitation guides, and a Capstone Project where they build a complete financial plan for their own created character — making every concept personal, practical, and theirs.

The Curriculum

Closing the Wealth Gap is powered by Money Vehicle — a nationally recognized financial literacy curriculum built on the Jump$tart Coalition's National Standards and designed to meet every type of learner where they are.

Entertaining + Educational Content

The program is designed to translate the language of money through stories and analogies.This fresh take on an old subject will engage students and even get them to smile every once in awhile.

COURSE MODULES: Goal Setting, Time Value of Money, Cash Management, Bank Accounts, Credit Cards, Investing, Insurance, Cyber-Security, Taxes & Investment Accounts

Program Outcomes

  • A foundational understanding of earning, credit, budgeting, saving, investing, entrepreneurship, and wealth building

  • Practical skills to make confident financial decisions

  • The mindset shift that money is a tool for opportunity

  • Answers to the first 10 questions they'll face on their financial journey — and more importantly, the first 10 actions to start building a plan that's actually theirs.

This program contributes to our goal of empowering 1 million youth and young adults by 2040.